Treść książki

Przejdź do opcji czytnikaPrzejdź do nawigacjiPrzejdź do informacjiPrzejdź do stopki
10
Introduction
entificparadigm)iscreatingmodels.memodelisdesignedtobeacertain
idealizationorsimplificationofreality.Boththenatureanddegreeofsimpli-
ficationdependsontheknowledgeandtheneedsofaresearcher,andmay
varydependingonthestudy.memostconvincingargumentforcreating
modelsbythepersoninvestigatingtheroadaccidentistheassumptionthat
therules,principlesandproceduresuntilnowarenotorganizedsystemati-
callyandhavenotbeenpresentedanywhere16.Accordingtothecreatorof
generaltheoryofsystems,itispossibletousesimilarmodelsanddiscovered
systemrightsinvariousscientificdisciplines,andmovingthemfromoneto
theotherbecauseoftheexistenceofgenerallawsapplicabletoallsystems,
regardlessofthenatureoftheirconstituentelements,relationshipsandin-
teractionsbetweenthem17.Withoutquestioningthespinsofthefinancial
marketacceptedintheliterature,itisclearthatforthepurposesofthestudy
thesubjectivespinisimportant,whichfocusesonidentificationofentities
authorizedtoprovidefinancialservicesdefinedasfinancialinstitutionsin
awidesubjectivespin.mespecificityoftheinsurancemarketand-narrow-
ly-themarketofcompulsorymotorinsurancesforcestoclarifythat,along-
sideinsurancecompanies,thefinancialinstitutionsarealsounderstoodas
socalledinstitutionsofquasi-insuranceasguaranteefundsornationalbu-
reaus.Inthisperspective,thefinancialmarkethassectoralcharacterandem-
bracesbothbankingmarketandcapitalmarketaswellasinsurancemarket.
Asanassumption,thefinancialmarketisanelementoftheinternalmarket
operatingaccordingtotheprincipleofeconomicfreedom,inwhichcon-
stantmovementofmoneytakesplace18.meTreatyofLisbondetermined
theestablishmentoftheinternalmarket(Article3TFEU),embracingan
areawithoutinternalbordersinwhichthefreemovementofgoods,persons,
servicesandcapitalissecured(Article26TFEU).
Speciallegalregimeofthefinancialmarketwasassumed,aswellasits
distinctcharacterfromtheothersegmentsofthemarket,whatmeansit
wouldbesubjecttospecialorganisation19.Organizationofcompulsorymo-
16
K.Jamroz,Przeglądteoriiimodelibezpieczeństwaruchudrogowego,“JournalofKON-
BiN”2008,Vol.4,pp.99-100.
17
L.vonBertalanńy,Ogólnateoria…,chapter2.
18
W
.Dębski,Ryneknansowyijegomechanizm.Podstawyteoriiipraktyki,Warszawa
2007,p.14.
19
C.Kosikowski,PrawonansowewUE,Bydgoszcz-Warszawa2007and2008,p.206.