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„This monograph [...] will be an interesting and inspiring reading matter for a broad public”. prof. dr hab. Grażyna Trzpiot University of Economics in Katowice ”The book is the fi rst study of this kind in Poland and, I think, a unique one on a global level. This is thanks to the originality of the models proposed there, as well as because of a holistic approach adopted by the Authors. Using this approach, they explain mechanisms and determinants of a household’s functioning throughout its whole life cycle, particularly in terms of the fi nancial effects”. dr hab. Zbigniew Krysiak Warsaw School of Economics
